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Terms & Conditions



Important Terms and Conditions

All website content owned by Allstate Insurance Company ("AIC").
© 2015 Allstate Insurance Company — All Rights Reserved language

Product and price:

The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, conditions, and exclusions applicable to products and services offered through Encompass Insurance. Product availability varies by state and is subject to qualifications. Description of a product or service on this site does not constitute an offer of coverage.

Coverages and discounts are subject to availability and qualifications. Some coverages are not available or are subject to modification in certain states. Other terms and conditions may apply. See your independent agent on specific information on coverages, limits and exclusions.

General information:

The information contained herein was believed to be accurate at the time it was posted. Encompass Insurance periodically updates the information on this website; however, Encompass Insurance does not accept responsibility of the timeliness of the information at the time it may be accessed nor does it accept any liability for any errors or omissions therein.

Underwriting companies and locations:

Encompass Insurance is underwritten by one or more of the following companies which have home offices located in Northbrook, Illinois except where otherwise noted:

  • Encompass Indemnity Company
  • Encompass Insurance Company
  • Encompass Insurance Company of America
  • Encompass Property and Casualty Company
  • Encompass Independent Insurance Company
  • Encompass Home and Auto Insurance Company
  • Encompass Insurance Company of New Jersey
  • Encompass Property and Casualty Insurance Company of New Jersey
  • Encompass Insurance Company of Massachusetts
  • Encompass Floridian Insurance Company
  • Encompass Floridian Indemnity Company
Insurance products and services provided through Encompass Insurance are not offered outside of the United States of America and are not available in Alaska. All products and services referenced on this web site are subject to availability, which may vary by state, and qualifications. Other terms and conditions may apply. Please contact an Encompass Insurance agent for details.

Third party Web sites:

This site may contain links to other Internet sites ("third-party sites") that are not controlled or maintained by Encompass Insurance. These links are provided as a convenience to visitors to our site. Encompass Insurance is not responsible for and makes no warranties or representations about the contents of any third-party sites nor does it approve, endorse or certify information available at any third-party site or linked addresses contained herein.

ECC Monitor: OK