Back to top

Encompass® Insurance Insights & Articles

Teen Driving Tips

Antique cars.

Congratulations — your child just got his/her driver’s license and you are no longer their chauffeur. Before your teen hops into the car for the first time without you, be sure to talk to them about the new responsibility they have just acquired. There can be a lot to go over so we’ve listed the following tips for you to keep in mind:

  • Drive sober
    According to the National Highway Traffic Safety Administration, in 2012 22% of young drivers involved in fatal accidents were under the influence.1 Studies have also found drivers are less likely to wear their seat belts while they are driving under the influence. Although the legal drinking age is 21, it’s never too early to have this conversation with your new drivers about the importance of driving sober.

  • Watch your speed!
    Speeding is one of the main causes of accidents among young drivers, in fact the National Highway Traffic Safety Administration reported that in 2013 speeding was a factor for 29 percent of fatal teen driving accidents. Studies have also found that half of fatal crashes involving 16 year old drivers with more than three passengers were speeding related.2 The best way to avoid adding to these statistics is to slow down.

  • “Click it or Ticket”
    While your child may argue with you that wearing a seat belt isn’t “cool,” did they know that 55 percent of 15 - 19 year olds killed in passenger vehicle crashes weren’t wearing seatbelts in 2013?3 Not only is it against the law to not wear a seat belt, taking those couple extra seconds could save their life.

  • Distracted Driving
    Distracted driving is the cause of many accidents and can be easily avoided. When you are driving, make that your priority. Do not eat, use your phone or adjust the radio while you are driving. Make sure to adjust your mirrors, seat, temperature and volume before you hit the road. Put your bags and belongings in a secure area that won’t shift while you travel, like your trunk or back seat. No matter how well we think we can multitask, it can wait until you are parked.

  • Turn off your phone
    Put your phone away while you are driving so you aren’t distracted while on the road. Many studies have shown that using a phone while driving is just as dangerous as drunk driving, even when using a hands free device. If you have to use your phone, make sure you pull over to a safe location to take your call.

  • Don’t text and drive
    Research on texting has found that texting causes a loss of focus on the road for five seconds, on average. Of deadly crashes among 15 to 19 year olds behind the wheel, 21 percent were identified as using cell phones.4 Remember that red lights are for stopping, not for texting. Put your phone away until you arrive at your destination.

  • More isn’t always better
    While your teen may be excited they can drive their friends around without you, they may not be aware of the distraction additional passengers can be. It’s been found that teens driving with a passenger drive more aggressively. It has been found that driving without an adult passenger increases the risk of 16 to 17 year old drivers being killed in a car accident by 44 percent with one passenger under the age of 21, 88 percent with two passengers and 132 percent with more than three.5

  • Wake up!
    No one should ever drive when they are sleepy – especially new drivers. Driving while drowsy is just as dangerous as driving drunk.7 According to the Huffington Post, one in five accidents are caused by drowsy driving. Remind your child they can ask for a ride late at night to avoid driving sleepy.

  • Take Care of Your Car
    A well maintained car is a safe car. Be sure your teen’s car is never driven with the gas light on so they can always get to their final destination. Make sure they also know how to check the air in their tires by themselves. Don’t forget to tell them where a nearby mechanic you trust is so they can take their car in for routine oil changes and brake checks.

For more information about teen driving, contact your Encompass Independent Agent today, or visit our tools and resources on our website for more information.

1 National Highway Traffic Safety Administration. April 2014. Web. 12 Jan 2016.
2 Parents Central. Web. 12 Jan 2016.
3 Parent Central. Web. 12 Jan 2016.
4 National Highway Traffic Safety Administration, Fatality Analysis Reporting System (FARS)
5 National Highway Traffic Safety Administration, ed. "An Examination of Driver Distraction as Recorded in NHTSA Databases." Traffic Safety Facts (2009)
6 National Highway Traffic Safety Administration., 22 Oct. 2013. Web. 16 Dec. 2013
7 Huffington Post. 04 Nov 2014. Web. 12 Jan. 2016.

A group of Encompass agents

Customer Centric. Agent Focused.

Our simple, tailored approach to coverage offers powerful benefits to you and your clients.

Become an Agent

The general information contained in The Encompass Blog is provided as a courtesy, and is for informational and entertainment purposes only. The contents of this website are subject to periodic change without notice. Information provided on The Encompass Blog is not intended to replace official sources. Although attempts will be made to ensure that the information is accurate and timely, the information is presented "as is" and without warranties. Information contained on The Encompass Blog should not be mistaken for professional advice. Information contained herein should not be considered error-free and should not be used as the exclusive basis for decision-making. Use of website information is strictly voluntary and at the user's sole risk. We encourage you to obtain personal advice from qualified professionals when making decision regarding your specific situation.

Other resources linked from these pages are maintained by independent providers. The Encompass Blog does not monitor all linked resources and cannot guarantee their accuracy. Statements, views and opinions included in an independent provider's material are strictly those of the author(s). These views may not necessarily represent the opinions or policies of The Encompass Blog, the Encompass family of companies or its agents, officers or employees.

ECC Monitor: OK