Back to top

Encompass® Agency Insights

Severe Weather Comes in Many Forms: Is Your Office Prepared?

Knowing that your office is in the path of severe weather can cause you to rush around in a panic. However, that need not be the case when you know what is headed your way and what to do about it.

Large yellow binder book, titled Emergency plan on the spine.

Be Prepared in Advanced

According to, it's suggested that you start preparing in advance by keeping the following supplies on hand in case any employees are unable to leave the office:

  • Batteries
  • Blankets and sleeping bags
  • First aid kit
  • Flashlights
  • Food and water

You may also want to consider adding more insulation to your pipes to prevent freezing and checking the condition of your roof at the start of each winter season.


Floods can occur due to heavy rains, melting snow, dam overflows, or coastal storms. If you are able to, consider allowing employees to leave the office in advance and work remotely. If your business and employees do get caught in a flood, advise everyone in your building to seek high ground. Do not allow anyone to leave the building until you get the all-clear. Attempting to drive or walk-through floodwaters is dangerous, and people can drown in as little as six inches of water.

As with all types of severe weather, creating an emergency response plan is critical. We also recommend obtaining a flood zone map to determine if the physical location of your business is in a flood zone. If so, you must obtain a flood insurance policy to help protect life and property.

Hurricanes and Earthquakes

If you do business in a coastal state like Florida or California, pay extra attention to the weather forecast regarding hurricanes and earthquakes. Working from your emergency plan, start by shuttering doors and windows to prevent injuries from flying debris. You should have an emergency kit on hand that includes flashlights and batteries, along with the supplies listed for severe winter weather. Installing impact-resistant film on all windows before a severe weather event can significantly reduce damage and injuries.


Funnel-like in appearance, tornadoes can deliver winds up to 200 miles per hour. Your tornado preparedness plan should include identifying safe places to take shelter. Be sure to stay away from windows and doors. The Occupational Health and Safety Administration (OSHA) also recommends developing an accountability system to determine who is in the building and their precise location until the emergency passes.

A group of Encompass agents

Customer Centric. Agent Focused.

Our simple, tailored approach to coverage offers powerful benefits to you and your clients.

Become an Agent

The general information contained in The Encompass Blog is provided as a courtesy, and is for informational and entertainment purposes only. The contents of this website are subject to periodic change without notice. Information provided on The Encompass Blog is not intended to replace official sources. Although attempts will be made to ensure that the information is accurate and timely, the information is presented "as is" and without warranties. Information contained on The Encompass Blog should not be mistaken for professional advice. Information contained herein should not be considered error-free and should not be used as the exclusive basis for decision-making. Use of website information is strictly voluntary and at the user's sole risk. We encourage you to obtain personal advice from qualified professionals when making decision regarding your specific situation.

Other resources linked from these pages are maintained by independent providers. The Encompass Blog does not monitor all linked resources and cannot guarantee their accuracy. Statements, views and opinions included in an independent provider's material are strictly those of the author(s). These views may not necessarily represent the opinions or policies of The Encompass Blog, the Encompass family of companies or its agents, officers or employees.

ECC Monitor: OK