Back to top
Skip to main content
Popular Searches
  • Insurance Products
  • Claims
  • Resources
  • About Us
  • MyEncompass

EncompassOne® Insurance

Straightforward plans, solid protection.

  2. Insurance Products
  3. The EncompassOne Policy


EncompassOne—insurance designed for you.1

Whether you're pursuing your passion, supporting your family or planning for what's next, life can be busy. You deserve insurance that makes protecting what you love simple.

With the EncompassOne Insurance Package Policy, you get protection for the things you value, all under a comprehensive plan. Each of our three signature policies offer coverage for your home, car and important possessions.

Why EncompassOne?

  • Easy insurance
    One premium. One deductible2. One agent. When it comes to insurance, EncompassOne is as simple as it gets.
  • Personalized protection
    With varying limits and features, EncompassOne gives you freedom to build the policy that fits your life.
  • Comprehensive coverage
    EncompassOne's robust package helps fill risky coverage gaps that other policies may not.

Personalized insurance made simple.

Only you can know the coverage that's right for you. EncompassOne offers three tiers of protection—each designed to fit your unique needs.

Features

Property Location Limit3

Additional living expenses reimbursed if home unlivable

Accident Forgiveness

Water backup damage coverage

Homeowners Association extension

Jewelry & fur coverage

Elite

More Information

200%

of home replacement value

No specific time or dollar limit

Unlimited4

accidents

Highest

coverage

$50,000

of your share

$10,000

More features

Deluxe

More Information

200%

of home replacement value

No specific dollar limit

up to 1 yr

First Only

accidents

Optional

coverage

$5,000

of your share

$5,000

More features

Special

More Information

N/A

No specific dollar limit

up to 1 yr

N/A

Optional

coverage

$1,000

of your share

$1,500

More features
property icon.

200%

of home replacement value

suitcase icon.

No specific time or dollar limit

car accident icon.

Unlimited

accidents

water damage icon.

Highest

coverage

apartment building icon.

$50,000

of your share

jewelry box icon.

$10,000

View Elite features
property icon.

200%

of home replacement value

suitcase icon.

200%

of home replacement value

car accident icon.

First Only

accidents

water damage icon.

Optional

coverage

apartment building icon.

$5,000

of your share

jewelry box icon.

$5,000

of your share

View Deluxe features
property icon.

N/A

suitcase icon.

No specific dollar limit

up to 1 yr

car accident icon.

N/A

water damage icon.

Optional

coverage

apartment building icon.

$1,000

of your share

jewelry box icon.

$1,500

View Special features


Get extra protection with EncompassOne.

Our property location limit helps protect your home, contents and other structures up to 200% of your home's value.3 With some other companies, claims cannot exceed the amount set by each piece of coverage, which could leave you with risky out of pocket expenses.

$1M3

Property, contents and other structures.

Encompass

Combined Limits

Property: $500K

Contents: $350K

Other Structures: $50K

Other Companies

Individual Limits

Illustration based on a property value of $500K

Learn more about EncompassOne.

An agent can help you learn more about the perks of the EncompassOne (Universal Security Policy®) package policy.

Contact an agent

The EncompassOne policy logo.

Coverages, features and discounts subject to terms and conditions. Savings vary based on factors such as state and coverages selected. The coverages, features and discounts described on this website are not available in every state. Please see your Encompass policy for details or call an Encompass Insurance Independent Agent for more information.

1 The Encompass One Policy is a package policy which can contain one or more segments (auto, homeowners, boat, personal umbrella) and is not available in FL, MA, NC and TX.

2 If more than one item for which a premium is paid under this policy sustains a covered loss in the same event, only the highest deductible will be applied. However, if a policy includes a Wind/Hail, Tropical Cyclone, Hurricane, Named Storm or Earthquake deductible, such deductible will be applied per property location. Optional coverages may require additional deductibles.

3 Coverages for other structures may be limited in some states. This feature does not apply to Special.

4 Applies to surcharges only. Does not guarantee renewal.
ECC Monitor: OK