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EncompassOne® Insurance Policy

Straightforward plans, solid protection.

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EncompassOne—insurance designed for you.1

Whether you're pursuing your passion, supporting your family or planning for what's next, life can be busy. You deserve insurance that makes protecting what you love simple.

With the EncompassOne Insurance Package Policy, you get protection for the things you value, all under a comprehensive plan. Each of our three signature policies offer coverage for your home, car and important possessions.


Why EncompassOne?

  • Easy insurance
    One premium. One deductible2. One agent. When it comes to insurance, EncompassOne is as simple as it gets.
  • Personalized protection
    With varying limits and features, EncompassOne gives you freedom to build the policy that fits your life.
  • Comprehensive coverage
    EncompassOne's robust package helps fill risky coverage gaps that other policies may not.

Personalized insurance made simple.

Only you can know the coverage that's right for you. EncompassOne offers three tiers of protection—each designed to fit your unique needs.

Features

Property Location Limit2
Additional living expenses reimbursed if home unlivable
Accident Forgiveness
Water backup damage coverage
Homeowners Association extension
Jewelry & fur coverage

Elite

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200%

of home replacement value

No specific time or dollar limit

Unlimited4

accidents

Highest

coverage

$50,000

of your share

$10,000

Deluxe

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200%

of home replacement value

No specific dollar limit

up to 1 yr

First Only

accidents

Optional

coverage

$5,000

of your share

$5,000

Special

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N/A

No specific dollar limit

up to 1 yr

N/A

Optional

coverage

$1,000

of your share

$1,500

property icon.

200%

of home replacement value


suitcase icon.

No specific time or dollar limit


car accident icon.

Unlimited

accidents


water damage icon.

Highest

coverage


apartment building icon.

$50,000

of your share


jewelry box icon.

$10,000


property icon.

200%

of home replacement value


suitcase icon.

200%

of home replacement value


car accident icon.

First Only

accidents


water damage icon.

Optional

coverage


apartment building icon.

$5,000

of your share


jewelry box icon.

$5,000

of your share


property icon.

N/A


suitcase icon.

No specific dollar limit

up to 1 yr


car accident icon.

N/A


water damage icon.

Optional

coverage


apartment building icon.

$1,000

of your share


jewelry box icon.

$1,500





Get extra protection with EncompassOne.

Our property location limit helps protect your home, contents and other structures up to 200% of your home's value.3 With some other companies, claims cannot exceed the amount set by each piece of coverage, which could leave you with risky out of pocket expenses.

$1M3

Property, contents and other structures.

Encompass

Combined Limits

Property: $500K

Contents: $350K

Other Structures: $50K

Other Companies

Individual Limits

Illustration based on a property value of $500K


Learn more about EncompassOne.

An agent can help you learn more about the perks of the EncompassOne package policy.

Contact an agent

Coverages and discounts are subject to terms, conditions and availability. Savings vary based on state, coverages and other factors. Coverage and products are not available in every state. Availability of discounts varies by state. Discounts are subject to terms, conditions and availability. Please see your Encompass policy for details or call an Encompass Insurance Independent agent for more information.

1 The Encompass One Policy is a package policy which can contain one or more segments (auto, homeowners, boat, personal umbrella) and is not available in FL, MA, NC and TX.

2 If more than one item for which a premium is paid under this policy sustains a covered loss in the same event, only the highest deductible will be applied. However, if a policy includes a Wind/Hail, Tropical Cyclone, Hurricane, Named Storm or Earthquake deductible, such deductible will be applied per property location.

3 Coverages for other structures may be limited in some states. This feature does not apply to Special.

4 Applies to surcharges only. Does not guarantee renewal.

ECC Monitor: OK