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The EncompassOne® Package Policy

Enjoy simple, comprehensive protection

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EncompassOne—protect what matters most to you.1

One premium. One deductible.2 One agent. The EncompassOne Policy provides coverage-rich protection for the things you value under one comprehensive package. It's as simple as insurance gets.

Each of our three signature EncompassOne Package Policies offers protection for your home, car, and important possessions—like collectibles and art, under one simple policy. With varying limits and features, you have the freedom to build the policy that fits your life.


Three tiers of protection built with you in mind.

Features

Property Location Limit2
Additional living expenses reimbursed if home unlivable
Accident Forgiveness
Water backup damage coverage
Homeowners Association extension
Jewelry & fur coverage

Elite

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200%

of home replacement value

No specific time or dollar limit

Unlimited

accidents

Highest

coverage

$50,000

of your share

$10,000

Deluxe

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200%

of home replacement value

No specific dollar limit

up to 1 yr

First Only

accidents

Optional

coverage

$5,000

of your share

$5,000

Special

Learn More

N/A

No specific dollar limit

up to 1 yr

N/A

Optional

coverage

$1,000

of your share

$1,500

property icon.

200%

of home replacement value


suitcase icon.

No specific time or dollar limit


car accident icon.

Unlimited

accidents


water damage icon.

Highest

coverage


apartment building icon.

$50,000

of your share


jewelry box icon.

$10,000


property icon.

200%

of home replacement value


suitcase icon.

200%

of home replacement value


car accident icon.

First Only

accidents


water damage icon.

Optional

coverage


apartment building icon.

$5,000

of your share


jewelry box icon.

$5,000

of your share


property icon.

N/A


suitcase icon.

No specific dollar limit

up to 1 yr


car accident icon.

N/A


water damage icon.

Optional

coverage


apartment building icon.

$1,000

of your share


jewelry box icon.

$1,500





See how we stand out from the rest.

Our property location limit helps protect your home, contents and other structures up to 200% of your home's value.3 With some other companies, claims cannot exceed the amount set by each piece of coverage, which could leave you with risky out of pocket expenses.

$1M3

Property, contents and other structures.

Encompass

Combined Limits

Property: $500K

Contents: $350K

Other Structures: $50K

Other Companies

Individual Limits

Illustration based on a property value of $500K


Talk to an agent to see which EncompassOne Policy is right for you.

Find a dedicated agent ready to bring you personalized solutions and service for your insurance needs.

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Coverages and discounts are subject to terms, conditions and availability. Savings vary based on state, coverages and other factors. Coverage and products are not available in every state. Availability of discounts varies by state. Discounts are subject to terms, conditions and availability. Please see your Encompass policy for details or call an Encompass Insurance Independent agent for more information.

1 The Encompass One Policy is a package policy which can contain one or more segments (auto, homeowners, boat, personal umbrella) and is not available in FL, MA, NC and TX. 2 Disclaimer: One deductible, the highest deductible, is applied when more than one category of property is damaged due to the same loss. 3 Coverages for other structures may be limited in some states. This feature does not apply to Special.

ECC Monitor: OK