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Renters Insurance



Rent without worry.

As a renter, it's easy to underestimate the value of your possessions and the potential cost to replace them. Not having a solid renters insurance policy could leave you with devastating losses if the unexpected were to happen. That's why Encompass renters insurance offers personal property protection that's as comprehensive as our equivalent homeowners policies. In addition to high available limits and excellent claims service, Encompass renters insurance covers:

  • Personal injury protection.

    This is important coverage to have as it can protect you if you are sued for libel and slander.

  • Computer and data recovery coverage.

    Protects your personal computer hardware and software—including tablets, laptops, desktops and even includes data recovery.

  • Jewelry and fur coverage.

    Encompass renters insurance covers a portion of your jewelry and fur, and even protects such items whether they're lost or stolen. No special riders or schedules are needed.

  • Water backup protection.

    Water backup damage can unexpectedly cause severe problems. While most carriers exclude this coverage from renters policies, we automatically include it in our Elite renters coverage, and it can easily be added to our other renters coverage.


Our dedicated agents can help guide you.

Talk to an Encompass Independent Agent about protecting you and your rental property and be sure to ask about discounts for renters.

Find an agent

Coverages, features and discounts subject to terms and conditions. Savings vary based on factors such as state and coverages selected. The coverages, features and discounts described on this website are not available in every state. Please see your Encompass policy for details or call an Encompass Insurance Independent Agent for more information.
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