You shouldn't have to hold back or live life differently for fear of putting your assets at risk. Our innovative Lifestyle Endorsement coverage is designed to extend the protection of your coverage so you can live life to the fullest.
Coverage for family members in an extended care facility.
If you support a family member in an extended care residence, the Lifestyle Endorsement pays up to $10,000 for loss to their personal property while they are residents of the health care facility.
Increased cost of education or care.
Covers increased costs of alternative school or care for a family member if their regular school or facility is forced to close as a result of a covered loss.
Advanced payment reimbursement.
If a school, class, daycare or nursing home facility is ever closed due to physical damages and your tuition or deposits cannot be refunded.
Provides coverage for ATM theft or stolen money withdrawn while traveling. Claim must be made within 24 hours of withdrawal.
Sports and hobby coverage.
Provides open peril coverage for sports and hobby equipment and doubles your policy's medical payment limits for any injuries to others that occur during sports activities.
Increased limit for jewelry.
Increases your policy's unscheduled jewelry coverage whether the jewelry is stolen or misplaced.
Coverage for live-in home care.
If you provide live-in home care to a friend or family member, you will have personal property coverage and liability coverage for your guest as if they were a covered person under your home policy.
The Encompass Lifestyle Endorsement may be added to any of our homeowners or EncompassOne® Policies. Talk to an Encompass Independent Agent today to find out how our Lifestyle Endorsement can protect you and your family.
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