Encompass boat and watercraft insurance delivers comprehensive protection for water enthusiasts of all types. We insure customers with watercrafts, covering everything from jet and powerboats to personal yachts and sailboats. Our policies can be specially tailored to your needs.
With enhanced limits and coverage options, our policies help keep you and your watercraft protected. And we include many features, such as:
Replacement cost coverage.
Applicable for boats up to 10 model years old and provides replacement cost for your watercraft with no deduction for depreciation.
Uninsured boaters coverage.
Pays for bodily injury to you or your passengers caused by an uninsured boater.
On-board personal property.
Protects on-board personal property, up to $1,000, with higher limits and guest property coverage also available.
Liability and medical payments.
Protects you and your passengers, including clients or even employees, provided you are not charging them to use your boat.1
Covers certain types of boats you may borrow or rent.
Encompass boat and watercraft insurance is available as a standalone policy or as a component of any of our EncompassOne® Policies. Discuss which one is right for you with one of our Encompass Independent Agents.
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