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Encompass® Leadership



Meet the Encompass leadership team.

Insurance is more than a business; it's a way of living. Meet the team of trusted leaders who are dedicated to guiding Encompass Insurance.

Pat Macellaro

President, Encompass Insurance

Pat Macellaro is the president of Encompass Insurance. He previously served as Allstate's vice president of Investor Relations, after joining the department in 2013 as its director. Macellaro has five years regional experience as the finance leader and product leader for the states of Illinois, Minnesota and Wisconsin.

Pat began his career at Allstate as a financial analyst in the New York Region in 1995. He also worked as principal consultant at PricewaterhouseCoopers from 1998 - 2003. Returning to Allstate in 2003 to the protection finance organization, he supported areas of Allstate including: Claims, Product Operations and Corporate Strategy.

Pat holds a bachelor's degree in accounting from Saint Joseph's College in New York, and an MBA from the University of Illinois.


Sharon Dean

Vice President, Encompass Product Operations

In Sharon's nearly 30 years with the company, she has been promoted through an impressive array of roles. Among her many accomplishments over the years, one of Sharon's most notable successes was playing an instrumental role in the start of the North Light Specialty Insurance Company, an excess and surplus lines carrier serving Allstate agents and policyholders. This venture, along with her additional product experience, agency background and general management skills, have prepared her to successfully lead the product strategy division at Encompass.

Sharon is a graduate of Baldwin Wallace University.


Karen Schecht

Vice President, Encompass Claims

Karen joined Allstate from CNA in 2000, bringing nearly 30 years of property casualty leadership experience and industry knowledge in both the exclusive and independent agency channels.

Since her initial role as Encompass Casualty Director, she has progressed through various leadership roles within the organization, including Senior Claim Field Director for the State of Florida. She now leads the Encompass Claims team, which consists of seven regional claims offices across the U.S., supporting the independent agency channel in servicing the protection needs of consumers through the EncompassOne® Policy.

Karen earned a Bachelor's degree in Business Administration from Elmhurst College and holds the Casualty Claims Law Associate designation.


Tom Watson

CFO/Financial Director, Encompass Finance Team

Tom joined Encompass in 2014 after 28 years at Allstate, where he served in a number of key areas including finance, marketing and human resources.

His career accomplishments include establishing a foundation for our multiple channel distribution system, transforming the finance organization to be more consultative, creating the Executive Advantage program and enhancing collaboration across the organization to achieve the optimal balance of profit and growth.

Tom holds a Bachelor of Arts degree in Economics from University of California, Los Angeles and an MBA in Finance and Marketing from University of Illinois at Chicago.


Mary Zagorski

Director, Encompass Operations

Mary joined Encompass in 2007 after more than 20 years of experience at Allstate, where she held numerous leadership roles in both the independent agent and exclusive agent channels.

Mary began her career in underwriting and has led large-scale program and project management initiatives, as well as accountability for business process management, contract development, compliance and profit and loss responsibility. During her career, she has had extensive operational and executional experience focused on creating and leading new teams and departments through emerging business needs, while achieving impressive business results.

Mary is a graduate of Northern Illinois University.


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