Encompass focuses exclusively on the sale of personal property and casualty insurance products through a network of more than 2,400 independent agents across the country. Encompass is the marketing name for the Encompass underwriting companies listed below, all of which are part of the Allstate corporation:

Encompass Indemnity Company
Encompass Insurance Company
Encompass Insurance Company of America
Encompass Property and Casualty Company
Encompass Independent Insurance Company
Encompass Home and Auto Insurance Company
Encompass Insurance Company of New Jersey
Encompass Property and Casualty Insurance Company of New Jersey
Encompass Insurance Company of Massachusetts
Encompass Floridian Indemnity Company
Encompass Floridian Insurance Company

Encompass' claims of financial strength are backed by A.M. Best, which independently rates the financial strength of insurance companies and the security of holding companies' debt and preferred stock. More than merely passing judgment on past performance, a Best's rating also provides an indication of how that company may be expected to perform in the future.

Ratings for our companies, and others in the insurance industry, are based on the following factors:

Profitability
Adequacy of capital liquidity
Company management
Investment risk

A.M. Best Financial Strength Rating
Encompass Insurance Company	Encompass Insurance Company of New Jersey and Encompass Property and Casualty Insurance Company of New Jersey	Encompass Floridian Indemnity Company and Encompass Floridian Insurance Company
A+^® Superior 2nd highest of 13 potential rating levels, ranging from A++ (superior) to D (poor)	A Same as their parent company, Allstate New Jersey Insurance Company¹	B Same as their parent company Castle Key Insurance Company¹