Motorcycle Coverage and Discounts
Designed for the way you live - and ride
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Customized Bikes – We automatically include coverage for parts and accessories installed by the manufacturer, plus up to $2,000 of additional customization. Customization coverage up to $10,000 is available for an additional premium.
OEM Parts – If your bike needs a covered repair, our motorcycle policy provides for the use of original manufacturer parts. You won’t be forced to use substitute parts or made to pay the difference.
Safety Equipment – Riding leathers (up to $1,000) and approved helmets (up to $500) are automatically covered without a deductible.
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Trip Interruption – If a covered loss interrupts a trip, you’re covered for extra food, lodging, and transportation expenses. You also have the option of purchasing rental reimbursement up to the same limits that you carry on your auto.
Safety Discounts – Motorcycle Safety Foundation training course graduates save up to 10% off their entire motorcycle premium. You can save another 17% with three or more years of riding experience on the same bike.
Additional Discounts – We also provide discounts for having anti-theft equipment, insuring multiple motorcycles with us, joining an approved motorcycle club, and for not riding your bike for several months each year. Combining all available discounts can result in saving up to 35% off the cost of your motorcycle coverage.
Note: Currently, coverage is available in the states of Indiana, Kansas and Tennessee only.
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