Encompass Insurance USP Homeowners Elite coverage offers higher property and liability limits and broader base coverages than even our Special and Deluxe packages.

Elite also gives you these exceptional features:

		Extended peril on contents - Standard insurance policies only cover losses that result from specific, named perils like fire, lightning, wind, hail and theft. Our policy generally covers you for any cause of loss (except where specifically excluded).
		Backup of sewers and drains - This feature covers losses caused by water that backs up into your property through your sewers or drains.
		Fine arts glass breakage - With our Elite package, you're covered to the policy limit, without having to purchase a separate rider.
		Misplaced or lost silverware/firearms - While standard policies only cover theft, our Elite USP insures you against these other typical sources of loss.