Building ordinance increased costs - When repairing or rebuilding your home after a loss, you may find that local ordinances require upgraded materials. You're covered up to 5% above your policy limit.
		Replacement cost contents - Instead of factoring depreciation into your reimbursement, we pay for personal property based upon your cost to replace them today (up to policy limits).
		Mortgage extra expense - Your Deluxe USP helps lessen the impact if your mortgage rate should change due to a repair or rebuild.
		Personal computers - We provide coverage beyond the named perils of loss for contents, up to $10,000 on hardware and $1,000 on software and data files.