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HomeWork: Extra Protection for the Way You Live and Work

Helping to close the coverage gap for home-based businesses

You could buy a home insurance policy and a business insurance policy - but why? The combination of a Universal Security Homeowners Policy and a HomeWork Supplement provides all-in-one coverage for low cost.

With our Homeowners USP, you get more protection for your furniture, equipment and business property than many other policies offer. Add the HomeWork supplement and you've got the best insurance package on the market today. Here's a quick comparison:

  Standard HO-3 Policy USP USP and Homework
At Home 2,500 $5,000 No inside limit*
Away from Home $250 $2,500 $15,000

The HomeWork Supplement is available only to Universal Security Homeowners policyholders. See your independent agent for details.


*No inside limit means the whole amount of the aggregate property limit shown in the Coverage Summary may be used to cover personal property that is used in a business.